USDA Loans austin is NOT affiliated with any government agencies
This site provides content for mortgage shoppers and is not acting as a mortgage banker, broker or lender. This site acts only as a Service Provider and attempts to match your request with Lending Partners who may have loan products available according to the criteria you submit in your request. Information collected is not an application for credit or a mortgage loan and your request does not pre-qualify you for a loan with any particular Lending Partner.
There is no cost to submit a request, receive loan offers or review the loan offers and talk to Lending Partners. This site does not charge you, the consumer, a fee for its services.
The content on our website (the “Content”) is supplied in good faith using references and sources deemed reliable; however it is published strictly on an “as-is” basis. The operator of this website and the author hereby disclaims any and all express or implied warranties to the maximum extent permitted by law. The content is provided for informational purposes only and is not to be construed as financial or legal advice. Everyone’s financial circumstances are unique. You are urged to consult multiple informational sources and a professional advisor before making any decisions affecting your personal finances.
This site is not responsible for the accuracy of the rate, APR and loan information as it based on third-party research, consumer and broker surveys and other published information sources.
Interest Rate Disclosure
How do Interest rates work? An interest rate is the cost of the loan amortized over a given loan term. The interest rate is determined by the loan program, credit of the applicant and the market for interest rates.
When you apply for the loan your approval letter will indicate what the rate was for the program on that given day. Interest rates change every day. The rate on your approval is not the final interest rate, it is only an estimate. Once you put a contract on a home, your loan has a final approval from the underwriter and the appraisal is approved you are eligible to lock the interest rate. We cannot lock your interest rate until these actions have taken place—final loan approval and appraisal approval.
Mortgage rates could change daily.
Actual payments will vary based on your individual situation and current rates.
Some products may not be available in all states.
Some jumbo products may not be available to first time home buyers.
Lending services may not be available in all areas.
Some restrictions may apply.
Based on the purchase/refinance of a primary residence with no cash out at closing.
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Tools and Calculators
This web site may contain tools and calculators. USDALoansDirect.com provides tools and calculators as a service to users, for educational purposes only. USDALoansaustin.com does not guarantee the accuracy of the calculators or the results. USDAloansdirect.com is not responsible for, and expressly disclaims all liability for, damages of any kind arising out of the use of such tools and calculators.
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